Direct loans come from the USDA and may have subsidized interest, while guaranteed loans come from mortgage lenders and are government-insured. USDA loans are mortgages backed or funded by the U.S ...

USDA loans are guaranteed by the U.S. Department of Agriculture, so they don't require a down payment or private mortgage insurance. That makes them a great option for first-time homebuyers ...

Mortgage options that require no downpayments include VA and USDA loans while low downpayment programs include FHA loans.

If you’re a homeowner with a U.S. Department of Agriculture-backed mortgage, you might wonder if you can refinance a USDA loan. After all, refinancing your mortgage can save you thousands by ...

The U.S. Department of Agriculture (USDA) announced loan interest rates for March 2025, which are effective March 3, 2025. USDA Farm Service Agency (FSA) loans provide important access to capital ...

With no down payment required, USDA mortgages are a powerful home-buying tool. However, not every mortgage provider offers USDA loans. Yahoo Finance has vetted the lenders you see below for ...

The Best USDA Loan Lenders Fairway Independent Mortgage Corporation: Best overall Flagstar Bank: Best for first-time homebuyers Guild Mortgage: Best for low or no credit Movement Mortgage ...